Privacy Policy

1. Who We Are

Roble Valorio provides AI-guided capital analysis tools and related informational content for small businesses. References to "we", "us", and "our" in this policy refer to Roble Valorio. Our registered office address is listed in the footer of this website.

2. Information We Collect

We may collect the following categories of information when you interact with our website or services:

• Contact details — such as your name, email address, phone number, and business name, when you submit a form or contact us directly.
• Account and usage data — such as login credentials, preferences, and records of how you interact with our tools, if applicable.
• Business and financial information — data you voluntarily provide for the purpose of receiving capital analysis or related outputs.
• Technical data — IP address, browser type, device identifiers, and general location data collected automatically via cookies and similar technologies.
• Communications — records of correspondence between you and Roble Valorio, including support requests and feedback.

3. How We Use Information

We use collected information for purposes that may include:

• Providing, operating, and improving our website and services.
• Responding to enquiries, support requests, and communications.
• Generating analysis, reports, or outputs you have requested.
• Maintaining the security and integrity of our systems.
• Complying with legal obligations and enforcing our terms.
• Sending administrative or service-related communications, where permitted.

4. Legal Basis for Processing

Where applicable data protection law requires a legal basis for processing personal data, we rely on one or more of the following: your consent, the necessity of processing to perform a contract with you, compliance with a legal obligation, or our legitimate interests in operating and improving our services, provided those interests are not overridden by your rights.

5. Cookies and Tracking Technologies

Our website may use cookies and similar technologies to support core functionality, remember preferences, and understand how visitors use our site. You can control cookie behaviour through your browser settings; disabling cookies may affect certain features of the website. A separate cookie notice or consent banner may provide further detail and control options.

6. Sharing of Information

We do not sell personal information. We may share information with:

• Service providers who perform functions on our behalf, such as hosting, analytics, or customer support, under appropriate confidentiality and data protection terms.
• Professional advisers such as legal, accounting, or compliance consultants, where necessary.
• Regulatory or law enforcement authorities, where required by law or to protect our rights, property, or safety.
• Business transfer recipients, in the event of a merger, acquisition, or sale of assets, subject to continued protection of your information.

7. Data Retention

We retain personal information only for as long as reasonably necessary to fulfil the purposes outlined in this policy, including satisfying legal, accounting, or reporting requirements. Retention periods vary depending on the type of data and the context in which it was collected.

8. Data Security

We implement reasonable technical and organisational measures designed to protect personal information against unauthorised access, loss, misuse, or alteration. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.

9. International Transfers

If personal information is transferred outside of your country or region, we aim to ensure appropriate safeguards are in place consistent with applicable data protection requirements, such as standard contractual clauses or equivalent mechanisms where required.

10. Your Rights

Depending on applicable law, you may have rights in relation to your personal information, which can include the right to:

• Access a copy of personal information we hold about you.
• Request correction of inaccurate or incomplete information.
• Request deletion of personal information, subject to certain exceptions.
• Object to or restrict certain types of processing.
• Request portability of your data in a structured, machine-readable format.
• Withdraw consent at any time, where processing is based on consent.
• Lodge a complaint with a relevant supervisory authority.

To exercise any of these rights, please contact us using the details on our Contact page.

11. Children's Privacy

Our website and services are not directed at children, and we do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us so we can take appropriate action.

12. Third-Party Links

Our website may contain links to third-party websites or services. We are not responsible for the privacy practices or content of such third parties, and we encourage you to review their respective privacy policies.

13. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. The updated version will be indicated by a revised "Last updated" date, and continued use of our website or services after changes take effect constitutes acceptance of the updated policy.

14. Contact Us

If you have questions, concerns, or requests relating to this Privacy Policy or our data practices, please reach out via the details provided on our Contact page.